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Tuesday, June 19, 2018

BitcoinDiamondMines Blog : Understanding Blockchain Technology Potential Beyo...

Bitcoin was born out of the financial crisis of 2008, which was, for many, the first time we realized how unstable our entire financial infrastructure is. One mysterious coder, who went by the name Satoshi Nakamoto, thought he (or she, or they) had a technological way to bypass those unwieldy institutional systems. Nakamoto posted a research paper on November 1, 2008, outlining an idea for a new digital currency. The concept eliminated a middleman, like the government or a bank. No need to trust an institution to take care of your funds or a government to decide the value. No one person or entity would be in charge. Instead, a network of hundreds or thousands of computers would run special bitcoin software, linking them together into a “distributed ledger” called “the blockchain.”


Blockchain is the next evolution in how we’ll do business. It will bring us back to direct one-to-one trade by using decentralized technology. Eventually, humans will be taken out of the picture entirely, and the machines will be left to trade between themselves according to the rules we give them. We won’t need to trust or even know the humans on the other end of any transaction. Read more...BitcoinDiamondMines Blog : Understanding Blockchain Technology Potential Beyo...: Blockchain can help guard against election fraud, because the decentralized nature of its transactions means they cannot be altered after ...

Monday, June 11, 2018

OlayinkaOyelamiAcademy Blog: Get New Skills for a Digital World with Digital Ma...

Given Digital Marketing’s continuous evolution, firms are seeking creative, intelligent, bold and tech-savvy geeks to take on the role of Digital Marketers.

OlayinkaOyelamiAcademy Blog: Get New Skills for a Digital World with Digital Ma...: Grow your career or business at your own pace, with flexible and personalized free training courses designed to build your confidence and ...

Sunday, June 10, 2018

Understanding Blockchain Technology Potential Beyond the World of Digital Currencies

Blockchain can help guard against election fraud, because the decentralized nature of its transactions means they cannot be altered after the fact. The study looked at applications in every major sector and found that healthcare, financial inclusion, aid, and democracy and governance were the areas with the most existing “blockchain for good” initiatives.

Blockchain — the distributed ledger technology behind cryptocurrencies like bitcoin — has inspired a wave of investment, entrepreneurship, and marketing schemes. Proponents say the platform could disrupt every industry and create a more secure, transparent, and just global economy, while skeptics tend to balk at such inflated expectations.

This has taken up a new study sponsored by the Center for Social Innovation at Stanford Graduate School of Business and conducted by lecturer Doug Galen and a team of eight current and former Stanford students. The group analyzed 193 organizations, initiatives, and projects that are seeking to use blockchain to benefit the public. Their goal was to map the field and see which efforts were most promising.

Encouragingly, the study found that 86% of initiatives were making material progress toward solving a genuine problem, while only 14% belonged in the “hype” category. And things are moving fast: 55% of the programs expect to make an impact within one year.

“It’s still early days,” says Galen, cofounder and CEO of RippleWorks, a foundation connecting startup and technology experts with social ventures. “But I was pleasantly surprised by the status of the initiatives and the range of applications. Blockchain has more near-term potential for social impact than originally thought.”

That potential extends well beyond the world of digital currencies, which is where blockchain remains in the popular imagination — for now.

“People still think ‘bitcoin’ when they hear the word cryptocurrency,” Galen says, “but that’s just the tip of the iceberg. Beneath the surface is the much more robust blockchain platform that goes well beyond bitcoin and cryptocurrencies.”

A blockchain is essentially a shared digital ledger that records transactions and stores data in a transparent, decentralized way, making it a powerful tool for a range of social enterprises, from tracking coffee through a supply chain to building a credit system for the 2 billion “unbanked” people worldwide who still lack basic financial services. The study looked at applications in every major sector and found that healthcare, financial inclusion, aid, and democracy and governance were the areas with the most existing “blockchain for good” initiatives.

Galen points to four key potential benefits: transparency, immutability, lower costs, and digital identity. A transparent record of donations could help an aid industry in which 30% of all disaster relief money is lost. And the “immutable” feature of blockchain might help guard against election fraud, since every transaction is permanent and cannot be altered after the fact. In healthcare, which accounts for 25% of the study’s cataloged initiatives, the focus has been on using blockchain to store medical records and to monitor supply chains, including medicine temperatures during shipment.

In addition to making supply chains more trackable and secure, blockchain is likely to have a large, immediate impact on the way people transfer money. Foreign workers worldwide send an estimated $500 billion worth of remittances back to their home countries each year. By eliminating transactional middlemen, blockchain systems can help workers transfer a higher percentage of their savings directly to family members. This easy movement of funds applies to aid and development as well. The UN World Food Programme used a version of blockchain in Jordan to facilitate cash transfers to more than 10,000 Syrian refugees.

“The fact that you could put money directly into people’s hands, bypassing intermediaries and avoiding large-scale graft, is a huge opportunity for hundreds of millions of people around the world,” Galen says. “Bringing these costs down — and in the case of farmers, increasing their share — could mean the difference between living below and living above the poverty line.”

Blockchain also doesn’t solve every privacy issue, of course. Some patients might be uncomfortable with a blockchain-based medical record, and anyone with a bank account might still have cause to worry about the theft of their digital information.

“The ultimate goal is to protect people’s identity while also allowing them to control and monitor how it’s used,” Galen says. “But people might have concerns if safeguards are not properly in place.”

Another potential damper on blockchain’s spread is that initiatives looking to deploy the technology will have to navigate a range of government regulations, depending on the countries and sectors in which they operate. Galen, however, sees this is a step toward helping the technology mature. “Regulation can bring trust and security so that blockchain can hopefully reach its fullest potential,” he says.

Some of the most pressing questions have to do with initiatives in democracy and government. Estonia uses blockchain to offer a range of public services, and there is a growing crop of programs worldwide to help with crowdfunding, legal support, press freedom, and voting.

During the 2016 U.S. elections, the Montana state government worked with Votem, a Cleveland-based mobile voting platform, to use distributed ledger technology for absentee voters. A post-election survey determined that 99% percent of voters who used the Montana system found it convenient and would use it again.

“The potential for positive social impact in the U.S. is great,” the Stanford researchers write, noting that more than 2.6 million U.S. citizens living overseas were eligible to vote back home in 2014, but only 93,000 of them did — a turnout of 4%.

The study also cautions against using blockchain arbitrarily.

“It’s important to understand blockchain’s place,” Galen says. While the technology has enormous potential to ensure transparency, reduce costs, and offer better security, there’s no value in using it just for the sake of being innovative.

“These initiatives should be people-first. They should focus on solving a real problem, then figure out how blockchain might be able to help achieve that goal. The human impact part comes first. The technology will follow.”

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Wednesday, January 17, 2018

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Friday, January 12, 2018

Bitcoin is a Currency Born into the Digital Age

What is Bitcoin?Bitcoin isn’t actually a coin. Nor is it a piece of paper or anything physical you can hold or put in your pocket. It has no bank or regulator. It’s a computer code that exists on the internet on a thing called the blockchain, a ledger of transactions. Anonymity originally made bitcoin and other digital currencies popular for illegal activities, especially on the internet. But retailers gradually warmed to accepting bitcoin, and there are even bitcoin ATMs. Online trading sites allow people to buy and sell it in fractions of a whole, meaning ordinary people don’t have to plunk down a big bundle of money all at once to get a piece of the action.
How do you buy it? To buy it, you have to get a so-called digital wallet to store your coins and then link to a place where you can buy them. Coinbase is one such site. It’s an app where you create an account and link it to your bank and then use it to buy, sell and store coins. There is a transaction fee. Banks and financial companies have taken a keen interest in the blockchain concept, seeing uses for it in securities settlement, payments and other transactions far beyond tracking a digital token. But bitcoin has some obvious problems, extreme price volatility being just one. What are the risks? Futures industry participants, including major banks that clear securities transactions, have warned about the risks to the system if the bitcoin price collapses and people trading bitcoin futures get hit with margin calls. And if the origins of bitcoin aren’t sketchy enough — created by a shadowy and unverified person or persons going by the name Satoshi Nakamoto — sites where it has been trading and where people store their coins in virtual wallets have been subject to hacking and theft. Just this week some $70 million of bitcoin was stolen from a site called NiceHash, and the previously best-known exchange, Mt. Gox, collapsed in 2014 after 850,000 bitcoins, then-worth $450 million, went missing. No less than JPMorgan Chase CEO Jamie Dimon and billionaire investor Warren Buffet have called it, respectively, a fraud and a mirage. Though on Friday, Dimon told CNBC he was open to the use of cryptocurrencies if properly controlled and regulated. Will it last? Bitcoin bulls point to its scarcity value as a reason it will have staying power. Only 21 million bitcoins will be in existence. To “find” them, people do something called mining, which means using a computer and a lot of electricity to solve math problems that unlock bitcoins as a reward. By devoting resources to developing blockchain technology, banks have legitimized it, but the question is whether bitcoin will last. Thomas Peterffy, the CEO of Interactive Brokers and a pioneer in the markets in his own right, is allowing his brokerage customers to trade the futures starting Monday, with a big 50 percent margin and hefty $5 per-contract fee. “I’m extremely curious. This is an amazing thing,” he said on CNBC’s “Fast Money” on Thursday. The price could go over $100,000 before it crashes to nothing, he said. “How silly people are it’s just amazing to me.” Understand Bitcoin and Crypto Currencies, learn more about the company, our training program, and how YOU can start earning from the Bitcoin BOOM, GET STARTED FREE NOW

Friday, January 5, 2018

Bitcoin as The Potential Revolutionary Game-changer of 21st Century

Bitcoin has the potential to be a real game-changer. Right now, billions of people around the world cannot get a bank account and cannot make international transactions. Bitcoin changes all this. If you have access to the Internet, you no longer need a bank account, credit card, or other legacy payment method. Indeed, armed with just a basic smart phone and a free Bitcoin wallet app, you’ve got everything you need to start sending and receiving money right now.


Bitcoin was one of the most talked about things in the world in 2017 with meteoric highs paving the way for the preeminent cryptocurrency bursting into mainstream consciousness. Well, not only can you make purchases with Bitcoin, For the first time ever, anyone can send or receive any amount of money with anyone else, anywhere on the planet, conveniently and without restriction. It’s the dawn of a better, more free world

Internet has dramatically changed the world…And digital, decentralized currency like Bitcoin appears to be the next revolution. Bitcoin is one of the most important inventions in all of human history. As Bitcoin boomed, more people looked to take advantage of the appreciation in value which saw some luxury items, from mansions to custom cars, go on sale - not in dollars, but in Bitcoin.

Bitcoin isn’t owned by anyone. Think of it like email. Anyone can use it, but there isn’t a single company that is in charge of it. People everyday of their lives use email, they probably have no idea how it works under the covers, but they use it because it’s simple, free, easy, and allows them to send messages anywhere in the world for free. It’s the same thing with Bitcoin, send money anywhere in the world for free





Bitcoin’s price is determined by the laws of supply and demand. Because the supply is limited to 21 million bitcoins, as more people use Bitcoin the increased demand, combined with the fixed supply, will force the price to go up. Because the number of people using Bitcoin in the world is still relatively small, the price of Bitcoin in terms of traditional currency can fluctuate significantly on a daily basis, but will continue to increase as more people start to use it. For example, in early 2011 one Bitcoin was worth less than one USD, but in 2015 one Bitcoin is worth hundreds of USD. In the future, if Bitcoin becomes truly popular, each single Bitcoin will have to be worth at least hundreds of thousands of dollars in order to accommodate this additional demand.

Bitcoin transactions are seen by the entire network within a few seconds and are usually recorded into Bitcoin's world wide ledger called the blockchain, in the next block. There are several ways to buy Bitcoin, but trusted exchanges are a great way to acquire Bitcoin. Because there are inefficiencies in the traditional banking system, exchanges will sometimes have slightly different prices. If the difference is too great, traders will buy low on one an exchange and sell high on another and close the gap. If an exchange constantly has substantially different prices than others, it is a sign of trouble and that exchange should be avoided.

Bitcoin transactions are irreversible. This means that no one, including banks, or governments can block you from sending or receiving bitcoins with anyone else, anywhere in the world. With this freedom comes the great responsibility of not having any central authority to complain to if something goes wrong. Just like physical cash, don’t let strangers hold your bitcoins for you, and don’t send them to untrustworthy people on the internet As with everything else, do your research and find an exchange you can trust. It’s also a good idea not to use an exchange as a wallet. Move your Bitcoin to your personal wallet so that you have control over your funds at all times. You can view our list of Bitcoin exchanges here.


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